Buying a home, with the specialists from Bluefish

Buying a property, whether it is for the first time or not, can be a daunting process, especially if you have had problems with credit or no deposit in the past. From making an offer to organising a solicitor, there is no escaping the fact that it can be time consuming and stressful. However at Bluefish Mortgages, we endeavour to make your mortgage and house buying process as simple and straightforward as possible. We aim to assist you throughout and lessen the difficulty of navigating the buying process. We provide advice and support wherever possible and applicable to assist you. We can also make an introduction to a solicitor who can act as your conveyancer.

When buying a first or new home you can rest assured that we are there for you whenever you need us, from the start of your mortgage application to its completion and the all important day when you can ‘pick up the keys’. Moreover, even after completion of your mortgage we are available to answer any subsequent questions you may have about your mortgage or we will direct you to the most suitable party to provide the information you need.

The importance of obtaining the most suitable mortgage for you, your family and your circumstances cannot be overstated. Whatever your circumstances, we endeavour to arrange the right mortgage for you and in-line with The Financial Services Authority’s policy of ‘Treating Customers Fairly’, we also promise not to arrange a mortgage for you if we do not feel it is suitable for you. Please feel free to read through our Jargon Buster if there are any terms you have come across which you do not understand, either on this site or elsewhere when investigating your purchase.

We have access to an extensive range of mortgages from across the market, including both high street lenders and specialist lenders; self-certification mortgages; mortgages which allow for adverse credit and lenders who will consider properties of ‘non standard’ construction, among others.

Whatever your circumstances or situation, your mortgage advisor can assist you by finding the right mortgage for you and arranging your application, through to completion of your purchase and ‘moving day’.

How we can assist you on the property ladder:

We can assist you purchase your first or new home even if you have or have had:

• Mortgage or Rent Arrears
• CCJ’s and Defaults
• A low credit score
• No proof of income e.g. self-employed, commission based
• No Deposit (subject to credit)
• A property constructed of non-standard materials
• Not sold your existing home or other property yet
• Been or currently are a sitting tenant