Have you been given the Right to Buy?

We all have the right to own our own home and secure our own and our family's future. Obtaining the ‘Right to Buy’ and purchasing your home from the council or local authority can be an exciting but also daunting prospect, whether or not you have had adverse credit in the past. By speaking to one of our experienced and trained mortgage advisors we aim to take the hassle and stress out of the buying process. We have access to lenders across the UK mortgage market so that we can obtain the most suitable mortgage for you and your budget. We will assist you throughout your purchase. We provide advice wherever possible and applicable. We can also arrange a solicitor for you to act on your behalf and include the cost into your new mortgage as well as raising additional funds for you based on the value of your property.

When buying your home you can rest assured that we are there for you whenever you need us, from the start of your mortgage application to its completion. Moreover, even after completion of your mortgage we are available to answer any subsequent questions you may have about your mortgage, or we will direct you to the most suitable party to provide the information you need.

The importance of obtaining the most suitable mortgage for you, your family and your circumstances cannot be overstated. Whatever your circumstances, we endeavour to arrange the right mortgage for you and in-line with The Financial Services Authority’s policy of ‘Treating Customers Fairly’, we also promise not to arrange a mortgage for you if we do not feel it is suitable for you. Please feel free to read through our Jargon Buster if there are any terms you have come across which you do not understand, either on this site or elsewhere when investigating your Right to Buy.

We have access to an extensive range of mortgages from across the market, including both high street lenders and specialist lenders; self-certification mortgages; mortgages which allow for adverse credit and rent arrears, and lenders who will consider properties of ‘non standard’ construction, among many others.

Whatever your circumstances or situation, your mortgage advisor will assist you by finding the right mortgage for you, arranging your application and seeing it through to completion.

Buying your home with us couldn’t be easier!

The benefits of Bluefish assisting you with your Right to Buy:

We can assist you with your Right to Buy even if you have or have had:

• Rent Arrears
• CCJ’s and Defaults
• A low credit score
• Only one applicant named on the Section 125
• No proof of income e.g. self-employed, commission based
• A property constructed of non-standard materials
• Need to raise additional money for Home Improvements or Debt Consolidation